Mutual Fund

August 25, 2008

SENSEX     14450.35 48.86
NIFTY       4335.35 7.90
DJIA          11628.06 197.85
NASDAQ   2414.71 34.33
RS/$         43.38 0.34

The past few months have been an amazing rollercoaster ride. Tears and heartbreaks spared none. Both big and small investors felt the pinch. The fall was across sectors. For sometime, some companies would see unexplainable investor interest, spiking the Sensex.

But within hours, selling followed, pulling the Sensex down to newer troughs. The promising markets that were on a constant uphill climb, suddenly betrayed the investors. The fall was predicted by none. It came as a shock. Volatility continues to rule the markets.

The stock markets are considered volatile avenues. Hence, investors are warned of its risks before they take a plunge. What is volatility? It is a statistical measure of the behavior of the market to rise or fall sharply within a time span.

Volatility is either measured by using the standard deviation or variance between returns from that same security or market index. The greater the volatility, the greater the fluctuations. This amounts to greater risk. In such a scenario what is the option left out for a small retail investor?

Everything was going good for Rajesh till a few months ago. Around 40 percent of Rajesh’s salary is spent on home loan repayments. Another 40 percent goes towards monthly expenses and contingencies. Rajesh judiciously invested the remaining 20 percent in the stock markets. He was excited when he realised that he had almost doubled his investments.

But the recent crash and ensuing volatility, has made him extra cautious. He does not want to enter the markets, at least for now. The 20 percent of his salary that he used to invest every month is now idling in his bank account. He is seriously contemplating increasing the repayments towards his home loan instead of buying stocks.

Some investors find this an opportune time to fish for good stocks that they were unable to purchase when the Sensex was soaring. If the company fundamentals are good, and if the stocks have fallen to attractive low prices, adding them to your basket may be a good idea.

The dark clouds of volatility haven’t passed by yet. So the novice needs to tread with extreme caution. Those who aren’t market experts are better off not investing directly in the stock markets. Using the mutual fund route is the ideal option for small investors.

When an investor puts his money in mutual funds, the decision to buy/sell and juggling the portfolio in line with latest developments, is the job of fund managers. Fund managers are pure professionals who know how to act when markets aren’t behaving favourably.

Investors, who panic at every market slide, must keep away from the markets in volatile times. Systematic investment plans offered by most fund houses, are a good means to beat the market volatility. Here, the investor invests a small fixed amount every month, for say three years.

There may be market ups and downs. But the impact of volatility will be less and returns attractive over the long term. So, for those investors who are wondering what next, mutual funds are the way to go


Celebraties Babies

August 23, 2008

Angelina’s twin children :

Ricky Martin Welcomes Twin Sons :

Ricky Martin is a dad! The popstar has welcomed twin boys via gestational surrogate, his representative announced Wednesday. The boys were born “a few weeks ago,” and no further information will be released. A statement from the “Livin’ la Vida Loca” singer, 36, revealed that, “The children are healthy and already under Ricky’s full-time care.”

Ricky is elated to begin this new chapter in his life as a parent and will be spending the remainder of the year out of the public spotlight in order to spend time with his children.

Matt Damon and Wife Welcome Daughter Gia Zavala :

Actor Matt Damon and his wife Luciana, 32, welcomed another daughter today, Wednesday, August 20th, in Miami, Fla. Gia Zavala joins big sisters Isabella, 2, and Alexia, 10, Luciana’s child from her previous marriage. Matt’s rep shared that “everyone’s doing great,” adding that “she is a healthy baby girl.”

The pregnancy was announced in March, with Matt, 37, revealing in July that the baby would be another girl, lamenting, “I’m so outnumbered!” Luciana’s due date was August 16th.

Jake Hitches a Ride with Courtney Thorne-Smith :

Actress and author Courtney Thorne-Smith and a friend (not pictured) took their infant sons shopping in Beverly Hills on Wednesday. Son Jacob ‘Jake’ Emerson, 7 months, stay strapped to mom’s chest in a Baby Bjorn while they peeked in various shops.

Courtney, 40, and husband Roger Fishman welcomed their son back in January.

Gwen Stefani and Gavin Rossdale Welcome Second Son, Zuma Nesta Rock :

Musicians Gwen Stefani and Gavin Rossdale are parents again! Son Zuma Nesta Rock Rossdale was delivered by c-section at 12:46 p.m. PST on Thursday, August 21st, at Cedars Sinai, Gwen’s rep confirms. He weighed in at 8.5 lbs, and the middle name of Nesta is in reference to Bob Marley. A statement from the couple says,

Mother, baby and family are all happy and healthy.

News of the pregnancy leaked in January, although Gwen and Gavin, 42, didn’t publicly comment on it until March — maybe because Gwen, 38, had been quite ill. Baby Zuma joins 2-year-old Kingston James McGregor at home.

Spice Girl Mel C. Expecting First Child :

Despite past reports that her life doesn’t include babies in the near future, Spice Girl Melanie Chisholm, aka Mel C., is pregnant with her and longtime boyfriend Thomas Starr’s first child, she has confirmed. Writing on her website on Friday, Melanie, 34, shared,

Some happy news! Well, I can announce that Tom and I are expecting a baby and we are very happy. As I am sure you’ll understand, we needed time to wait for results and tell our families. Thank you for all you kindness, good wishes and support (even if it was based on speculation!).

The baby is believed to be due in late winter. Melanie’s slight belly at a performance last week had sparked rumors that she was possibly expecting.

This will be the eighth child in the Spice Girl family! Victoria Beckham has Brooklyn Joseph, 9, Romeo James, 5 ½, and Cruz David, 3 ½, Melanie Brown has Phoenix Chi, 9 ½, and Angel Iris, 16 months, Geri Halliwell has daughter Bluebell Madonna, 2, and Emma Bunton has Beau Lee,1.

Abhinav Bhindra

August 23, 2008

At last we have got our individual gold.The greatest moment for any indian.Thanks to Abhinav Bhindra for giving us this moment.

Abhinav Bindra won India’s first ever individual Olympic gold medal on Monday with a thrilling come-from-behind victory in the men’s 10 metres air rifle event.

Bindra was fourth after qualifying but had a brilliant final round and even hit a near perfect 10.8 on his last visit to pull in front of Henri Hakkinen of Finland, who dropped to bronze with a poor final shot of 9.7.

That allowed China’s Zhu Qinan, the defending Olympic champion and heavy favourite, to pass him on his final shot and win the silver medal.

“It’s just great,” Bindra said just before climbing on to the podium.

Zhu suffered a late lapse in concentration in the qualification earlier on Monday morning when he had to rush his final shots to make the time limit, thus dropping to second place behind Hakkinen ahead of the final.

He was close to tears and said: “I was under tremendous pressure and at times I felt really agitated. But I tried my best.”

India’s last Olympic gold medal was from hockey at the 1980 Moscow Olympics . Bindra’s feat betters the silver medal effort of double trap shooter Rajyavardhan Singh Rathore at the Athens Games in 2004.

Randhir Singh, Indian Olympic Association secretary-general and former shooter who was present at the range, was stricken with nerves as the competition reached its climax.

“I haven’t prayed so much in my life. With the second last shot they tied together and then he shot a 10.8. It couldn’t have got better,” he said.

Bindra won the 2006 World championships and finished seventh in Athens four years ago.

Abhinav Bindra is an Indian shooter specializing in the 10 m Air Rifle event. At the 2008 Beijing Olympic Games, he became the first Indian to win an individual gold medal at the Olympic Games and first gold medal since 1980 for India by winning the gold in the 10 m Air Rifle event.

Abhinav Bindra was the youngest Indian participant at the 2000 Olympic Games. He won six gold medals at various international meets in 2001. In the 10 m Air rifle event at the 2002 Commonwealth Games, Manchester, he won Gold in the Pairs event and Silver in the individual event. At the 2004 Olympic Games, he broke the Olympic record but failed to win a medal. He is a recipient of the Arjuna award in 2001 and the Rajiv Gandhi Khel Ratna award for the year 2001-2002. Abhinav Bindra’s potential talent was first spotted by his first coach Lt. Col. J.S. Dhillon.

Apart from being a shooter, Abhinav Bindra holds an M.B.A. (Masters in Business Administration). He is the CEO of Abhinav Futuristics, a PC games peripherals distributor based in Chandigarh

Phelps No 1 in Bejing Olympic

August 19, 2008

Rank 1 Phelps, in the names mentioned in the so called “community media” (Dow Jones searched 13 thousand English news websites,60 thousand English BBS and 2 million English blogs),Phelps was most often mentioned. It shows that Phelps’ position in the hearts of young people who have mastered the new technology better is set.

Torres, ranked 2nd;   BEIJING – It was over in about the time it takes for a 24-second clock to start buzzing, the length of one NBA possession.

Dara Torres, 41, swam her personal best time of 24.07 seconds in the 50-meter freestyle Sunday, but was out-touched in a heartbreaker by Britta Steffen of Germany. She lost by the same tiny margin that Michael Phelps won by a day earlier – one-hundredth of a second. Torres played the role of Milorad Cavic this time, leading the race until the final reach for the wall.

So it was not a fairy-tale ending for Torres, who never got her individual gold. But it was a statement nonetheless. She outswam six other women in this final, including Cate Campbell of Australia, at 16 young enough to be her daughter. Torres kicked and stroked all the way to the wall, fighting both age and her competition.

She won her 11th medal, won her 12th later in the 4×100 medley relay, capping a career that has spanned more than two decades.

“It feels pretty good,” Torres said. “I’m competitive, so I wanted to win gold in the 50. I gave it my best shot and I’m thinking, ‘Maybe I shouldn’t have filed my nails last night.'”

We go way back to 1986 with Torres, when she was a promising teenager on the freestyle relay team at the world championships in Madrid. She won a bronze at Seoul in 1988, then disappeared after Barcelona in 1992 before returning to the pool for the Sydney Games. Nobody was making a living in this sport back then. Even Mark Spitz was slowly leaking endorsements. She occasionally would pop up on the radar screen. In 1994, Torres became the first athlete to appear alongside the professional models in the Sports Illustrated swimsuit issue. But at the time, it seemed she was more an ex-athlete than an athlete.

Torres came back, captured five medals in 2000, then retired again. She was going to be a mother and had little to prove, she figured. But then her daughter, Tessa, was born and she thought about it again and started swimming toward Beijing. “About a week and a half after I delivered I had to do something,” Torres told the magazine Women’s Health. “I went to the gym to work on my triceps and biceps. Then around the corner, I saw my doctor. When he spotted me, I think he just gave up. He said, ‘Go ahead and swim.'”

Her aging body rebelled at this thought. She needed shoulder surgery in November 2007, to remove a bone spur that caused a partial rotator cuff tear. This wasn’t her first setback and she had overcome worse. Since she started swimming at age 7, Torres had battled eating disorders and knee injuries. She kept going, hoping to prove that 41 was the new 20. Her times were so good, eyebrows were understandably raised about the possibility of performance-enhancing drugs.

Torres said she has been on a perfectly legal regimen of extensive training and amino acids. She volunteered for a blood-testing program that was stringent, though not foolproof. “DNA test, blood test, urine test, whatever you want to do, just test me,” she told Travis Tygart, chief executive of the U.S. Anti-doping Agency. Torres offered samples to be stored for future testing, when the technology becomes more foolproof. “There’s nothing more I can do,” she said. “People are going to think what they think.”

Torres came to the pool in Beijing and anchored the silver medalists in the 4×100 freestyle relay. She swam a faster 50-meter freestyle preliminary heat than all her competitors. The second-fastest time belonged to Campbell of Australia. And there Torres was in Lane 4 for the start of the big race Sunday morning, going for her 11th Olympic medal, suddenly a favorite to win her first individual gold. It didn’t quite happen. Then minutes later, she went out and helped to win a silver medal in the 4×100 medley relay that gave her a collection of 12 career medals, tying Jenny Thompson.

At age 41, the night was a statement in itself.
Gay,3rd;  BEIJING – After his Olympic dream ended one round short of where it was supposed to, and the marquee matchup of the Olympic track and field had gone up in five-ring flames, Tyson Gay was fighting his emotions, the same way he had been fighting his body out on the track.

Gay, 26,   is the American record-holder in the 100-meters, and the reigning world champ at both 100 and 200. He set his mark of 9.77 seconds in the Olympic trials last month, before he yanked a hamstring in the first round of the 200, before his elaborately conceived plans went down in a heap on the red track in Eugene, Ore.

“he gave it my best,” Gay said Saturday night in National Stadium, after he finished fifth in his 100-meter semifinal, in 10.05. He needed to be in the top four to make the final, to meet the sport’s emergent superstar, Usain Bolt of Jamaica. He was .02 short, and the more he reflected on it, the more his voice began to crack. “he didn’t have to come through. It’s just one of those things where I know I’m going to be thinking a lot when I get back home.”
Paul Hamm,4th;  U.S. gymnast Paul Hamm withdraws from Olympics

Powell,5th;    Asafa Powell was “mentally disturbed” by the number of dope tests he had to undergo in the lead-up to his below-standard performance in the 100m final, according to Don Anderson, the chef de mission of Jamaica’s Olympic Association, whose joy for Usain Bolt’s stunning run last night was tempered with sympathy for Powell.

Once the fastest man on earth, Powell ran the 100m in 9.95 seconds to finish fifth. Left yards behind Bolt – whose 9.69sec stroll into history was a world record – Powell’s disappointment was compounded by a time that was 0.21sec outside his own lifetime best.

Anderson ascribes some of that upset to the influence of the medics who have target-tested Powell for drugs three times since he has been here. “I’ve talked to Asafa and although I don’t believe there is a physical effect [with testing] there is a mental aspect,” he told the Guardian.

“There is a minimal amount of blood taken but because you are taken out of training that can affect you. He did not attend the flag-waving [opening] ceremony; he was taken away because of it. It’s disturbing for him.”

The outcome of last night’s race will contribute to the sense that Powell is a fragile character. Despite 12 wins at Golden League events, he has never won at a world championships or Olympic Games. Bolt, though, is made of different stuff.

The champion has also been tested three times or more since arriving at these Games, one of 20 Jamaican athletes to be repeatedly targeted. But he has not been shaken by the experience.

Anderson believes that the number of tests his association’s athletes have undergone “does seem excessive”. But he recognises that to be the price of success. “With the emergence of Usain over the past year I am not surprised that more tests have been conducted on Jamaican athletes,” he said. “We knew that Wada [the World Anti-Doping Agency] and the IOC [the International Olympic Committee] wanted to clean up the sport.”

That has also been in evidence in the testers’ approach to the other outstanding performer of the Games so far. After securing his record-breaking eighth gold medal here today Michael Phelps described the testing regime he had been subjected to.

“I’ve been tested after every final session and a few preliminary sessions I’ve been doing since I got here, and in Singapore and at the training camp in Palo Alto [California],” he said. “From the trials to now I’d say by a rough estimate there’s been 40 tests. That’s a bunch. But it’s part of the game and good for the sport to have it.”

The IOC has for the first time at these Olympics been conducting a test for third-generation EPO, a slow-release version of the blood-boosting substance. A prototype test for the doping agent was used at the Tour de France this year, catching out the multiple stage winner Riccardo Ricco.

But it will not be known until tomorrow afternoon at the earliest whether any track-and-field athletes have yet tested positive. Samples require 72 hours for reliable testing for EPO. Standard IOC procedure for positive returns of any dope tests is to convene a three-man disciplinary commission, whose recommendations are then considered by the IOC’s executive board, which rules on what action to take.

The testers can point to successes, having already put paid to one Olympic champion. The Greek athlete Fani Halkia, winner of the 400m hurdles in Athens four years ago, has today returned home from the Olympic Village after learning of the positive result to a pre-Games test conducted in Japan.

Halkia said early Sunday in Beijing that she was “shocked” to learn she had tested positive for the banned substance methyltrienolone and would be unable to defend her gold medal.

“I have undergone more testing than anyone else,” she told Greek reporters. Halkia said she had volunteered to take part in Wada’s pilot program in which athletes submit themselves voluntarily to regular testing.

The Greek Olympic committee said the athlete had been suspended pending the results of the backup “B” sample.

The shooter Kim Jong Su was stripped of two medals won here after testing positive for an illegal beta-blocker, with an unplaced Spanish road cyclist and Vietnamese gymnast also stripped of their Olympic accreditation for having used illegal substances.
Liu Xiang,6th;  China’s Liu Xiang became the first Asian in history to win the men’s 110m hurdles at the Olympic Games in Athens on Friday. Liu, 21, last year’s bronze medalist at world indoor and outdoor championships, clocked a world record-equaling time of 12.91 seconds for the gold.

Kathy Johnson (American female Gymnast),7th;  Johnson, also known as Kathy Johnson Clarke (born September 13, 1959) is an American commentator and retired artistic gymnast. She is notable for being one of the first American gymnasts to win a major international medal.

Felix,8th;  United States’ Allyson Felix competes in a heat of the women’s 200-meter during the athletics competitions in the National Stadium at the Beijing 2008 Olympics in Beijing,

Paula Radcliffe (Great Britain’s marathon beauty),9th;   Radcliffe injury denied.Radcliffe is Britain’s best hope of an athletics gold medal.British athletics chief Max Jones has moved quickly to deny injury rumours surrounding Paula Radcliffe.
Jeremy Wariner,10th.   United States’ Jeremy Wariner crosses the finish line of the men’s 400-meter heat during the athletics competitions in the National Stadium at the Beijing 2008 Olympics in bejing.

(born January 31 , 1984 in Irving, Texas ) is an American track athlete . He is a graduate of Lamar High School in Arlington, Texas . Height: 1.88 m (approx. 6’2″) He won the gold medal in 400 meters at the 2004 Summer Olympics in Athens .

Vista Window 7

August 15, 2008

Vista window 7 is a line of operating systems developed by Microsoft for use on personal computers, including home and business desktops, laptops, Tablet PCs, and media center PCs. Vista window 7was known by its codename Longhorn.

Vista window 7 contains many changes and new features, including an updated graphical user interface and visual style dubbed Windows Aero, improved searching features, new multimedia creation tools such as Windows DVD Maker, and redesigned networking, audio, print, and display sub-systems .

Vista Windows 7 will be available in both 32- and 64-bit versions.

More to Know :

• More robust security : New compliance and data protection and management tools will likely address some of the usability criticisms levelled at Vista.

• Improved connectivity : Best syncing and management of multiple devices will easily mobile deployments for Information Technology. Improved performance through device is specific optimization may also be part of the mix.

• Good search : Vista Windows 7 will more integrated, network, and Internet-based search.

• Reduced Total Cost of Ownership : Vista Window 7 is Streamlined Operating System and application installation,  patching will limit Information Technology management and reduce the support of requirements. Extended capabilities will further minimize administrative .

Dhoom – 3 Trailler

August 14, 2008


Top 10 Bollywood Actress

August 13, 2008

Rank 1- Aishwarya Rai Bachchan – When Aishwarya Rai was in college, she was dreaming a career in Architect. But her beauty led her to participate in miss world contest. After winning miss world 1994 title, Aishwarya Rai started work in Bollywood. In Bollywood Aishwarya Rai became top actress. Aishwarya Rai got married with Abhishek Bachan. She is currently best actress in Bollywood. She started acting with tamil movie.

Rank 2- Rani Mukerji – She may be the first actress who returned to college to complete education after working as main actress in movie. 1978 born Rani Mukerji has changed her surname from Mukherjee to Mukerji. Some of Rani Mukerji’s nice movies are Hum Tum, Veer-Zaara, Black, Bunty Aur Babli, Paheli, The Rising, Laaga Chunri Mein Daag, London Dreams, Sanwariya. I would say watch Rani Mukerji’s movie and enjoy her sexy husky voice. Rani Mukerji is amazing simple and Indian in character.

Rank 3 –katrina kaif –  Born in Hong Kong on July 16, 1984,height of Katrina Kaif is 5’8(1.74m), One of eight siblings, Kaif was born to an Indian Kashmiri father and British mother, was brought up in Hawaii, and started modelling at the age of 14, when she was approached for a jewellery campaign. After that she continued modeling in London.

Rank 4 – Preity Zinta – 33 year old Preity Zinta is daughter of an Indian Army. Her father died when she was 13 year old. After completion of study Preity Zinta moved from Shimla to mumbai to take modelling as career. Preity Zinta proved her talent in acting and became a successful actress. Preity Zinta worked in lot of good movies. Upcoming movies are Heroes, Her pall, Heaven in Earth.

Rank 5 – Deepika Padukone– When Deepika Padulone was in high school she played badminton at the state level like her father and was a member of her father’s badminton club, but God wanted something else and Deepika Padukone turned to modelling instead of making career in sport. Deepika Padulone has a gorgeous face and a splendid natural beauty. Deepika Padukone is also the brand ambassador of Kingfisher Airlines.

Rank 6 – Vidya Balan– Vidya Balan is in acting field from very long time but most of her work was eighter small or unsuccessful. Vidya Balan has vast experience as an actress from Bengali movies to TV serials. Now Vidya Balan is doing really gud in Bollywood movies.

Rank 7 – Bipasha Basu– She is a true black Benagali beauty. Bipasha Basu studied science till the 12th standard. Bipasha Basu came to Bollywood through earning reputation in modelling. Bipasha Basu started new trend in Bollywood which is copied by many others actresses including Mallika Sherawat. Her short name is Bips.

Rank 8 – Priyanka Chopra– She is miss word 2000. Priyanka Chopra also belongs to Army family. Priyanka Chopra was having plan to become software engineer after completing schooling from USA. Her favorite food is Dish Lasagna, Makki roti .

Rank 9 – Lara Dutta– She was crowned Miss Universe in 2000. Lara Dutta has not much movies in her bag. Her family belongs to Indian air force. Lara Dutta’s father is Wing Commander (retired) and mother is British. Lara Dutta performed role of Naina in Movie “Partner” in the year 2007.

Rank 10 –Amisha Patel– Amisha Patel’s is graduated from Tufts University in Medford, Massachusetts. Her family was not having any connection with Bollywood. Amisha Patel started career with joining Morgan Stanley. Morgan Stanley is one of the world’s largest investment banks. Just by luck Rakesh Roshan saw Amisha Patel in a party and asked her to work in Kaho Na Pyar Hai, after releasing of this movie Amisha Patel became a star overnight. Her upcoming movie is Do Lucky.